Currently, with the changes in my country’s agricultural production methods, rural lifestyles, and farmers’ income sources, the transformation of agriculture to “diversification”, rural areas to “beautiful countryside”, and farmers to “residents” has begun, and the implementation of the rural revitalization strategy It’s just the right time. As a large state-owned commercial bank that adheres to the principle of “serving ‘agriculture, rural areas and farmers’, urban and rural residents, and small and medium-sized enterprises”, Postal Savings Bank Henan Branch relies on its extensive network layout and unique Sugar daddy‘s resource endowment and sustainable innovative services have become a banner in financial services to support rural revitalization.
Strengthen the investment of resources in rural areas, innovate and create special financial products, and improve the financial service system to benefit farmers… In order to fully support rural revitalization, Postal Savings Bank Henan Branch actively fulfills its responsibilities as a major state-owned bank and continues to strengthen Product and service innovation, increasing credit in agriculture-related fields, stimulating new momentum for rural industrial development, constantly cultivating new growth points for the rural economy, and opening up new space for rural prosperity and farmers’ income increase.
Increase resource investment and support key areas of rural revitalization
Enter the spacious and bright Shangshui County Longchao Net Industry Co., Ltd. located in Ligang Village, Pingdian Township, Shangshui County, Zhoukou City In the workshop, workers are skillfully operating the net-weaving machine. As the silk thread jumps back and forth in the needle holes of the net-weaving machine, a tight and tough fishing net is woven.
“Many people have never imagined that the fishing nets produced in this small place Shangshui account for more than 70% of the national freshwater fishing net market, with an annual output of 100 million fishing nets, and some products are also sold to Africa, Oceania, etc. Overseas markets.” Luo Guochang, head of Shangshui County Longchao Net Industry Co., Ltd., was very proud of the development of the fishing net industry.
However, behind the prosperous development of Shangshui fishing net processing industry, there will also be difficulties in technology, capital, market and so on. Luo Guochang said: “Not long ago, we received a large order. The customer ordered a batch of pearl and seashell farming nets. After overcoming technical difficulties, we encountered difficulties in financing the purchase of raw materials.”
“The fishing net processing industry is an industry that benefits and enriches the people and must be fully supported financially.” After learning about Luo Guochang’s needs during the visit, the person in charge of the Shangshui County Branch of the Postal Savings Bank opened a “green channel” in time, “by matching special products.” “Yuwang Loan” transferred more than 2 million yuan to the company’s account in just 3 days, helping the company solve its funding problem. “
One end is connected to the pockets of the people, and the other is connected to the development of the industry. Postal Savings Bank Henan Branch focuses on key areas of rural revitalization, integrating new agricultural business entities, the entire agricultural industry chain, and rural backbone pillars As a service focus, the project focuses on credit resources and increases the supply of loans in the rural market; at the same time, it accelerates the construction of credit villages and actively expands rural credit channels to provide sufficient “financial water” to supportWe will support the development of rural industries so that more people can gain employment and income at home and enjoy the dividends of industrial development.
Going along the winding mountain road of Chongdugou in Luoyang, you can see the cascading green bamboos like a forest sea, waterfalls and springs, fresh air, tranquility and elegance, making people feel relaxed physically and mentally. Chongdugou Natural Scenic Area, located in Tantou Town, Luanchuan County, is a national AAAA-level tourist attraction. The scenic area is surrounded by B&Bs with unique shapes. The scenery of green ridges and bamboos surrounded by water attracts tourists from all over the country. Play and check in.
Under the well-proportioned balcony of Chongdugou Baige Meisu, several Escort manila tourists are leisurely strolling While drinking tea and chatting, Liu Guochuang, the owner of the B&B, came over from time to time to help refill the water. Looking at the packed B&Bs, a smile appeared on his lips from time to time: “Since our village was rated as a credit village by the Postal Savings Bank, it has been very convenient to obtain funds. My family has also changed from a small farmhouse to a farmhouse hotel, and then to a farmhouse hotel. The current specialty B&B is thanks to the support of the Postal Savings Bank of China! “This Escort is the Postal Savings Bank of China Sugar daddy Bank Henan Branch delivers financial services to your door Escort, promotes Sugar daddyAn epitome of the effectiveness of the credit granting work in the credit villageEscort Shadow.
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Pinay escortAnyang Forest at the turn of spring and summer Shibanyan Town, Zhouzhou City, is home to lush green mountains and the endless Dew River running through it. With the vigorous development of the rural tourism industry, Shibanyan Town relies on the beautiful and magnificent Taihang Mountains, attracting tens of thousands of tourists every year.
The Yilou Tingquan B&B located on the bank of Lushui River is a mid-to-high-end B&B in Linzhou City. B&B manager Han Haitao said, “The off-season for tourism in Shislate is from November to March every year, and many B&B owners will carry out renovations and renovations during this period. To upgrade my B&B, Escort manila needed the support of the Postal Savings Bank’s ‘B&B Loan’. It was the coldest month of winter, and the loan officer took the risk Fengxue sent a loan of 500,000 yuan to solve the urgent need. ”
In order to strengthen the development of Henan’s characteristic tourism and help the rural areas surrounding scenic spots develop their economy, the Postal Savings Bank Henan Branch as early as 20Manila escort In 20 years, it launched an exclusive product “B&B Loan” to specifically serve farmers’ hotel operators around scenic spots in Luoyang, Jiaozuo, Xinxiang, Anyang, Jiyuan and other places with rich tourism resources. A single loan can be up to 3 million yuan in three years. , the province has issued a total of more than 1 billion yuan in “homestay loans”, adding financial strength to the development of rural tourism in Henan.
Not only “homestay loans”, but also following the trend of rural industries, the Postal Savings Bank. Banking services can be seen everywhere. Postal Savings Bank Henan Branch has launched exclusive products such as “Shiitake Loan”, “Jiaotong Loan”, “Peanut Loan” and “Wei Mao Loan” according to different local characteristics, to accurately serve local characteristicsEscort manila At the same time, it also launched “online credit user loans” through technological empowerment, allowing farmers to obtain credit without leaving home. Financial services.
Walking into the home of Li Weihua, a villager in Songkeng Village, Zhangdian Township, Luyi County, Zhoukou City, the courtyard is covered with white goat tail hair. “I have been engaged in tailing since my father’s generation. Hair processing, now people pursue high quality in their lives, the sales of makeup brushes have also increased year after year, and the orders from downstream companies have increased. We need a large amount of funds to purchase the supply of tail hair. The critical moment is the support provided by the Postal Savings Bank! “Li Weihua said with gratitude.
Luyi County is known as the “City of Makeup Brushes in China”. The county’s tail hair exports account for about 80% of the country’s total, and its products are exported to the United States, Japan, and South Korea. Since the tail hair processing industry usually faces higher funding needs during the Spring Festival, the Postal Savings Bank Luyi County Branch promptly applied to the Postal Savings Bank Henan Branch for “Pinay escort wool processing special loan” product, and received Sugar daddy 70 million yuan Data shows that the Postal Savings Bank Henan Branch issued 167 “wool processing special loans” in 2023.Ten thousand yuan; from January to April 2024, 101 transactions worth 51.3 million yuan were invested.
Improve service quality and efficiency and create a financial service system that benefits farmersPinay escort
Enter Located in the China (Xiangcheng) Medical Care Clothing Industry Demonstration Park, you can see the production workshop of Henan Nightingale Clothing Co., Ltd. All production lines from cotton to clothing are running at full capacity, and the hum of machines is endless. “This year, the price of fabric has increased by 6 cents per meter. The earlier the raw materials are purchased, the greater the profit margin. The Postal Savings Bank really takes the needs of customers at heart. ‘Labor Insurance Loan’Manila escort promptly approved 2 million yuan for us.” ZhuEscortzhong, general manager of the company Cheng said happily.
Today, Zhoukou Xiangcheng City has been upgraded from “the hometown of labor insurance” to “a famous city in China’s medical and clothing industry”, with textile and clothing Escort manilaThere are 2,100 enterprises, including 54 enterprises above designated size, with an annual processing capacity of 98 million pieces. “The labor protection clothing industry is Xiangcheng’s pillar industryEscort. Our bank conducted research and visits to the labor protection industry and targeted medical clothing, school uniforms and other labor protection clothing. For the processing and sales industries, a special loan ‘Labor Insurance Loan’ was launched,” said the person in charge of the Postal Savings Bank Zhoukou Branch.
In order to support the development and growth of the labor protection clothing industry, Postal Savings Bank Xiangcheng Branch and Zhoukou City Industry and Information Technology Manila escort Bureau and Zhoukou Municipal Financial Bureau jointly carried out one-on-one door-to-door visits and explanations. They stationed at the China (Xiangcheng) Medical Care Clothing Industry Demonstration Park and arrived at the customer’s office within 20 minutes after receiving the customer’s loan application callPinay escort camp site, accepting loans and other services on-site. So far, the branch has lent more than 60 million yuan to the labor insurance industry.
In order to improve business processing efficiency and provide customers with a better experience, Postal Savings Bank Henan Branch uses technology to empower it and expands mobile banking, WeChat banking, and cloud banking.Online service channels such as studios will increase the promotion of online products and promote the extension of online business to county and rural areas. The net growth of online loan products such as Jisudai, industrial loans, and online credit user loans accounted for more than 80% of the net growth of small loans. Equipped with 1,859 sets of exhibition equipment, customers do not need to go to the bank multiple times through mobile business acceptance, credit investigation, electronic signing, automatic loan and other functions.
At the same time, the Postal Savings Bank Henan Branch actively carried out the “Hundred Counties, Thousand Towns and Ten Thousand Villages” special activity in Henan Province to build “cities, counties, and townships” Sugar daddy (town) and village” four-level government-bank cooperation platform to jointly develop the rural credit systemManila escort construction to promote credit granting to the whole village; in terms of mechanism Sugar daddy construction, improve the “agriculture, rural areas and farmers” financial service support system, Deepen the reform of the “Three Rural Areas” financial division and increase the protection of “Three Rural Areas” finance; in terms of team building, strengthen training in professional knowledge, practical capabilities, risk prevention and control, etc., to ensure the “Three Rural Areas” finance The size and quality of the talent pool. Manila escort
Develop special industries, live an economy, and enrich the people. Nowadays, as many characteristic industries continue to take root and develop in Henan Province, a beautiful picture of the Postal Savings Bank boosting the development of “agriculture, rural areas and farmers” and the real economy, and drip-irrigating rural revitalization with “financial living water” is slowly unfolding in the Central Plains. .